Banking

Banking in the UK

Open a UK bank account quickly — even without a credit history or permanent address.

Open a Monzo Account in minutes

Just a passport and a selfie — no credit check →

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No UK credit history? No problem

Digital banks like Monzo and Starling are designed for new arrivals

Banking Guide

Opening a Bank Account

3 topics covered

🪪 You'll also need a National Insurance Number

Apply for your NI number at gov.uk/apply-national-insurance-number. You need it to work and pay taxes in the UK.

UK Bank Accounts & Money Transfers

Monzo

Digital bank — open with just a passport, no credit history needed

Starling Bank

Fee-free UK bank account, easy to open online

Revolut

Multi-currency account — great for sending money home

Barclays Basic Account

High-street basic account for those with no UK credit history

HSBC Basic Account

Simple, fee-free account for new arrivals

Wise

Best exchange rates for international money transfers